Spouse Disability

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  • Spouse Disability coverage issue ages 18-59
  • Portable Coverage
  • Payroll Deducted through gov't employee's check
  • Up to 40% Income replacement benefit
  • Pregnancy covered like any other sickness if conception occurs more than 30 days after policy effective date
  • Provides Off Job disability coverage
  • Can be combined with other plans to add 24 hr lump sum benefits
  • 12 and 24 month benefit periods available
  • Subject to underwriting, NOT Conditional Guaranteed Issue

 

All product descriptions on this website are for general educational purposes only, and based on policies approved for sale in the State of NJ, United States, only. Please refer to downloadable product brochures for specific details. Other products are available that may not be listed, and for other states also. Please contact us at 877-652-3637 for details.